What are SBA Loans?

SBA loans are a type of business loan backed by the Small Business Administration (SBA). While issued by banks or private lenders, these loans are guaranteed by the SBA, making them more accessible to businesses.

Key Features

  • Favorable rates and longer term options
  • Multiple loan types to fit your business
  • Offer monthly payments, fixed rates, special-case principal forgiveness

Minimum qualifications

  • 650 minimum FICO credit score
  • 3+ Years in business
  • Loans over $350,000 require real estate collateral

What you’ll need to apply

  • Last 6 Months of Business Bank Statements
  • Business Debt Schedule
  • 2 Years Business Tax Returns

Expert Guidance Through the SBA Loan Process

More accessibility

More accessibility

  • Guaranteed by the SBA and often available for small businesses that don’t qualify for typical bank loans.

Small-business friendly

  • One of lowest-cost loans on the market with favorable rates and longer payback terms.
Small-business friendly
Flexible funds

Flexible funds

  • Expand, refinance or make purchases including land, equipment, supplies even existing businesses.

Cultivates credit

  • Build and improve your FICO score for more future lending options with better terms.
Cultivates credit

Funding Made Simple

No loan expertise needed. Our dedicated team makes getting funded fast and hassle-free. Apply now or call us for personalized support.